You don’t need perfect credit or a huge down payment to buy a home here. Garland is still one of the most affordable cities east of Dallas — and most people don’t even know what they qualify for.

This free guide covers:

• How much you actually need to get started

• FHA & 3% down options

• Typical monthly payments here

• Credit + income basics

• Your first 30 days, step-by-step

• What Garland homes look like right now